e's regretting the decision. He had his kidney removed after being contacted by someone on the internet that specializes in this sort of things. When he came home from having his kidney removed his mother freaked out and tried to contact the person who bought his kidney. Not surprisingly, the person wasn't answering the phone. Now police are investigating. More from Business Insider: 10 Youtube videos every entreprst-case scenario is crystallizing." Bernstein expects Nokia's device business to suffer operating losses in the third quarter of this year and the first quarter of next year. "We also believe the launch of Windows-based phones will be challenging, given the likely loss of traction and visibility of the Nokia brand, as well as the speed at which the opportunity for a third ecosystem to emerge is vanishing," said the analystsector of Pew's Safe Credit Cards Project, observed in a statement: “Every month more than 10 million business credit card offers are mailed to households at all income levels. The sheer number of offers that are sent to homes all across the nation represents a risk to millions of American families.” In other words, huge numbers of consumers are constantly being tempted to sign up for products that are completely beyond the reach of existing credit card regulations. Credit card rates and rewards that look great Credit card offers for business products ARE tempting. According to IndexCreditCards' credit card rates monitor, the average annual percentage rate (APR) today for a business rewards card is 16.21%. The same figure for consumer rewards cards is 17.48%. And credit card rewards programs on many business cards can be exceptionally generous. For confirmation, check out the Capital One Venture for Business offer or Chase's Ink Cash and its $100 bonus cash back deal. Credit cards that suit you Private citizens can be forgiven for yielding to temptation by signing up for low rates and great credit card rewards without realizing that they are also signing away their legal rights to consumer protection. When this credit card news blog covered business plastic last September (Corporate credit cards for consumers), it highlighted just how dangerous these products can be. In that blog, it recounted the story (which first appeared in The Sacramento Bee) of Misty Seeley of Rancho Cordova, Calif.: “(Seeley) told the Bee that her issuers had shortened the time she has to get in a payment after receipt of her statement from 25 days to 14 days. And they have increased her late fees from $29 to $50. Neither of those moves would be legal for consumer cards under the Credit CARD Act of 2009.” However, the blog went on to say that consumers who don't need protection (those who are never late paying no matter how often a card issuer juggles with dates, who never go over their credit limit and who can absorb any penalty rates without finding themselves in trouble) can benefit from